uob own banking
uob own banking
Blog Article
UOB Bank offers a number of individual banking services meant to meet up with the economic needs of people. Beneath is an intensive overview to assist you to recognize The true secret aspects and offerings.
Types of Accounts
Discounts Account: This account permits you to save money even though earning interest.
Characteristics: Easy accessibility, curiosity earnings, minimal costs.
Gains: Protected spot for your resources, prospective expansion via curiosity.
Latest Account: Ideal for everyday transactions and taking care of expenses.
Functions: Checkbook facility, overdraft defense.
Gains: Convenient for regular payments and withdrawals.
Mounted Deposit Account: For the people looking to make larger fascination premiums above a set time period.
Capabilities: Fastened time period deposits, better desire fees compared to financial savings accounts.
Positive aspects: Safe financial commitment possibility with predictable returns.
Financial loans
Particular Loans: Unsecured financial loans that could be employed for a variety of needs like schooling or property renovation.
Varieties:
Installment Loans
Credit Strains
Added benefits: Versatile repayment terms, aggressive fascination costs.
Residence Loans: Personalized alternatives for getting house or refinancing existing home loans.
Sorts:
Set Rate Dwelling Financial loan
Floating Charge House Personal loan
Added benefits: Distinct ideas to accommodate specific requirements, attractive costs.
Credit Cards
UOB presents A variety of bank cards catering to diverse existence and shelling out routines:
Benefits Cards: Receive details on every single buy that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day-to-day paying which include groceries and dining out.
Journey Playing cards: Distinctive Rewards like air miles accumulation and vacation insurance coverage protection.
Investment Companies
For people thinking about rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for lengthy-phrase expansion targets.
Structured Deposits * Brings together the attributes of standard deposits with financial commitment products. * Probably increased returns but with a few possibility associated.
Insurance Goods
To guard you and All your family members versus unexpected situations:
Life Insurance coverage * Offers economic safety in the event of Dying or crucial sickness. * Also can serve as a financial savings Instrument based on the policy chosen.
Health Coverage * Handles health care bills which includes hospitalization expenses. * Important for mitigating significant healthcare expenses.
Electronic Banking Expert services
Ease at your fingertips via electronic platforms:
World wide web Banking
Enables you to take care of your finances on the net:
Check out account balances and transaction record
Transfer resources involving accounts or spend expenditures
Submit an application for new solutions (loans/bank cards)
Cell Banking
Banking on-the-go through mobile applications:
Rapid stability checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide personalised banking solutions that cater specially to person necessities whilst guaranteeing convenience here and safety in all transactions.